REEDS Credit Card Account

No Interest if Paid in Full within 6 or 12 Months*

*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance by the end of the promo period, depending on the purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Visit https://www.mysynchrony.com/deferred-interest.html to learn more about deferred interest.

9.99% APR for 60 Months**

**Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged on promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.124% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Earn 3% back on purchases made with your REEDS Jewelers Credit Card^†

^†Purchases subject to credit approval. Restrictions apply. See the REEDS Jewelers Credit Card Rewards Program Terms for details.

‡Offer subject to credit approval. To qualify for this offer, you must apply and be approved for a new REEDS Jewelers Credit Card by 9/30/23 (accounts approved after this date will not qualify for offer). Accounts that qualify will receive a coupon for $100 off $300 purchase in their new account welcome package and must be used by 10/31/23. Accounts must be open, be in good standing at the time the coupon is used. Excludes Pandora, David Yurman, all Swiss & Luxury watch brands (including but not limited to; Rolex, Omega, Breitling, Tudor, Tag Heuer, IWC, Longines, Norqain, Luminox, Montblanc (accessories & watches), Grand Seiko, Movado, Rado, Hamilton, Tissot, Shinola, G-Shock, Gucci (jewelry & watches), select smart watches, previously owned watches, Mills Collection, clearance, loose diamonds, and REEDs Gift Cards. Not applicable on REEDS Repairs, Layaways, or Credit Card Payments. Cannot be combined with trade-Ins, breakouts, or any other coupon. Limit 1 coupon per customer. Not valid on prior purchases. Offers only apply to the United States unless otherwise noted.