REEDS Credit Card Account

9.99% APR for your choice of 24, 36, 48, 60 Months*

*Offer applies only to single-receipt qualifying purchases of $500 or more. Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to: (4.614% for 24 months, 3.226% for 36 months. 2.535% for 48 months or 2.124% for 60 months) of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

***Monthly payment shown is equal to the purchase price (excluding [taxes and delivery]) divided by the number of months in the promo period, rounded to the next highest whole dollar. and only applies to the selected financing option shown. If you make your payments by the due date each month, the monthly payment shown should a'.low you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.

No Interest if Paid in Full within 6, 12 or 18 Months**

** On purchases of $299 or more for 6 months, $1000 or more for 12 months or $3000 or more for 18 months or more made with your REEDS Jewelers credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12 or 18 Months. Minimum monthly payments required. Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Earn 3% back in Rewards+

^†REEDS Rewards have no cash value and are not redeemable for cash. Good for one-time use only. Unused balances are not refundable. No cash refunds for returns. Excludes tax/shipping charges, Gift Cards and services. REEDS Rewards are only redeemable at REEDS Jewelers stores, on REEDS.com or by calling 844-REEDS-40 for merchandise. By redeeming your first REEDS Rewards, you agree to the Terms & Conditions of the REEDS Jewelers Credit Card Rewards Program.