9.99% APR for 60 MONTHS*
**REEDS Jewelers requires no down payment if the purchase is made with your REEDS Jewelers credit card.
***Monthly payment shown is equal to the purchase price (excluding [taxes and delivery]) divided by the number of months in the promo period, rounded to the next highest whole dollar, and only applies to the selected financing option shown. If you make your payments by the due date each month, the monthly payment shown should allow you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.
Carat Weight - The actual weight of a single gemstone. The weight of a one carat diamond equates to 200 mg or 0.2 grams. Carat weight is often expressed as a decimal or as points. A one carat diamond is the same as 1ct. or 100 points; a 1/2 carat diamond could also be called .5ct. or a 50 point diamond. To make things complicated, gemstones have different densities. Meaning, a one carat diamond and a one carat amethyst are not exactly the same size. See our Education section regarding the "4 C's" for detailed information regarding Carat Weight.
Rose Gold Tone - A base metal coated with rose gold color with no real gold content. Rose gold tone items have no karat weight.
18k - Gold is a very soft metal and needs to be mixed with other metals in order to be strong enough for jewelry. 18k is 75% gold and 25% other metals.
.925 Sterling Silver - .925 describes the purity of the silver. .925 is composed of 92.5% silver and 7.5% of a second metal, generally copper, created to strengthen pure silver.
Topaz - An abundant, light-colored mineral available in virtually every color except purple. Because of its prevalence, topaz is a wonderful value. Some hues, such as pink or Imperial topaz, are more costly because they are less common. Clear topaz is more desirable because it is sometimes used as a diamond substitute. Historically, all yellow or brown gemstones were called topaz. As November's birthstone, topaz is attributed with the ability to heal and prevent mental and physical illness, improve eyesight, and even prevent death.
Round - A gemstone or material cut or formed into a rounded shape.